Mortgage-Guy.com

Many homebuyers fall into the trap of making these costly, and common, errors.

If you have a hard time making your mortgage payment, then you’ve probably thought about applying for a home loan modification from your lender.

Before signing your mortgage, be sure you have a clear understanding of what points are. (©Hermera/Thinkstock) Take the time to understand mortgage points and you can save a bundle on your mortgage over the course of your loan.

This is a key question as Congress discusses housing finance policy reform

If you are in the market for a mortgage and have concerns about your financial qualifications, an FHA mortgage may be your key to a new home.

What you need to know about deciding between a fixed-rate or adjustable-rate mortgage.